13 Hidden Charges That Are Secretly Ripping You Off

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PayPal issues

“If you use PayPal to shop online, then there’s a good chance that at some point you’re going incur some sort of monthly fee that is automatically charged to your PayPal account. This is usually the case when you sign up for some sort of online membership or subscription,” says Steve Wang, a certified financial planner who runs a career blog. This usually happens to people who forget to cancel or are simply unaware of the existence of such recurring charges. It can take a while before you notice you’ve been charged all this time.

To prevent these fees from slowly but surely eating away at your finances, “always check your PayPal payment history. Chances are, if there’s something being charged on a weekly or monthly basis that you don’t immediately recognize, it’s a recurring payment. If you wish to cancel a recurring payment, there’s a user page within your PayPal account settings where you can manage all the recurring payments currently active on that account.” In addition, make sure you know these 15 Reckless Things You Should Never Do with Your Money.

 

Home sweet home

Most people do their homework and are aware of the multitude of fees they need to pay when buying a house. But no matter how fee-savvy they think they are, there are still some fees no one told them about that cannot be avoided such as inspection fees, title searching fees, survey fees, or loan origination fees. “These usually can’t be avoided. At times they can be negotiated though, and you should definitely be aware of the existence of many of these fees that are associated with buying a new house,” says Wang.

On the other hand, if you’re planning on selling your home, here are 10 Unexpected Things That Decrease Your Property Value.

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