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Nebraska
Average monthly premium: $483
Average silver deductible: $3,500
Although Nebraska is among the states that “self-fund at least one of their employee health care plans,” the average state employee health plan premiums lower for single coverage, compared to neighboring states. On average, 79 percent of the premiums for employees were covered by the state.
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Kentucky
Average monthly premium: $437
Average silver deductible: $5,025
If you live in Kentucky, you don’t have to face bankruptcy to pay for health insurance. Kentuckians can actually save more money if they opt for insurance; otherwise, they’ll have to pay a rather exorbitant tax fine. This may be one if the reasons 94 percent of the population in Kentucky has health insurance, with only 6 percent without medical coverage. Medicare and Medicaid provide coverage to 41% of Kentucky’s residents.
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Minnesota
Average monthly premium: $477
Average silver deductible: $3,075
Minnesota has been expanding coverage and access to health care for years and offer its residents relatively low medical services compared to other states. 94 percent of Minnesota’s population has health coverage, exceeding the national average of 91 percent. Compared to other states, people in Minnesota are also healthier.
