Choose what’s best for you
Set goals and get in alignment with them because if your actions don’t correspond with your goals, you won’t succeed.
First of all, you have to realize that there are three options to take into consideration when it comes to money and savings. You can earn more money, you can spend less or both.
If your goal is going on a vacation but you spend a huge part o your monthly paycheck on a car payment, you’re doing something wrong. So here is the time where you have a decision to make. An exotic vacation with your family or a car? What’s more important to you?
Depending on your answer you will know exactly what’s worth spending money on and what’s not.