Watch Out for Loan Promos
If you are offered a loan by a financial institution, call that institution to confirm that they sent the email. But more importantly, don’t click on any links embedded in the email offer. It’s most probably a link to a website where you’ll be requested to insert your personal information. “Now, lenders are sensitive about not promoting financial instruments outside of products related to the stimulus. You could think you are applying for a loan consolidation tool when it’s really a hacker,” Spence says.
If you receive any emails with offers that seem interesting, go directly to the official website of the bank or financial institutions instead of clicking on a link.
Check Your Credit
Even if you haven’t received Coronavirus related loan calls, emails or texts, check your credit from time to time to make sure your personal information is safe. To reduce the risk of scammers stealing your personal information, and consequently, money, you could freeze your credit and limit access to your credit file.
