4. Funds from investments and banking
There are many methods here, such as:
- The Securities and Exchange Commission (SEC) Claims Funds – they list execution cases where a company or people owe investors some funds;
- Bank Failures – you can look for unclaimed money from crashed financial institutions. They are listed by The Federal Deposit Insurance Corporation (FDIC);
- Credit Union Failures – here you can look for unclaimed money that come from credit unions.
- Savings Bonds – you can use TreasuryHunt.gov in order to find older funds that have stopped gaining interest. Also, with this tool you can learn how to supplant a lost or destroyed fund.
5. Money from bankruptcy
A bankruptcy creditor is someone that should receive money from a business or a person who filed for bankruptcy. There are cases where the fund owed to creditors stay without being distributed by the bankruptcy court for several motives.
6. Tax refunds
There are cases in which The Internal Revenue Service (IRS) may owe someone money if their refund was unclaimed or non-shipped.
Refund checks will arrive at your last address they know. If you move without informing the U.S. Postal Service (USPS) or the IRS with your new address, your check will possibly go back to the IRS.
If you know that you should receive a federal tax refund check, but you still didn’t get it, you can check the page “Where’s My Refund” from IRS. You will need to add your Social Security Number, filing status and the exact dollar amount of your tax refund. You might also have the possibility to change your address online.
If you don’t want to do this online, you can call the IRS, but it will take longer, unless you’re using the automated phone system.
In order to move and to notify the IRS, complete the “Change of Address – Form 8822” to the IRS and also to the United States Postal Service (USPS).
If you are suitable for getting a federal tax refund and you don’t file a return, then your money will become unclaimed. Even though it might not be necessary to file a return, it might be good for you to file it in two circumstances: federal taxes were held back from your pay or/and you are eligible for the Earned Income Tax Credit (EITC).
Don’t forget that you can file for a return in a period of three years of the filing deadline, in order to get your money back.
If you have questions about your state tax refund check, you can contact your state revenue department to get more information.
TAKEAWAY
If you think that you have some money unclaimed, then this is your chance to get your money back. Do your research, file everything you need to and get ready to receive all the extra cash!
