Where’s My 3rd Stimulus Check? 8 Reasons You Haven’t Received It Yet

Your payment might have been seized

As millions of stimulus payments have been made, some Americans with overdue unpaid debts could find themselves empty-handed. That’s because the federal payments could have been seized by private debt collectors. Although the Government and Treasury are trying to find a way and adopt legislation to protect the stimulus payments, for the moment, your stimulus money could be confiscated for overdue private debts, like as medical bills or credit card debts, under a court order, explains Christine Hines, legislative director at the National Association of Consumer Advocates.

If you suspect your stimulus payment has been garnished or a mistake has been made somewhere down the line, you need to contact your financial institution. “If payments are seized, many financial institutions have pledged to promptly restore the funds to the people who should receive them,” reassured CFPB Acting Director Dave Uejio in a recent statement.