Gym memberships
If one of your New Year’s resolutions is getting fit, then January is the best time to put this plan into action and sign up for a gym membership. Gyms will provide free trials, give discounts to new members and waive extra fees which may save you $10 to $100 to your annual membership.
“But if you want until the end of the month to sign up, you might find a better discount compared with the beginning,” says Julie Ramhold, consumer analyst with DealNews.com. “