26 States That Do Not Tax Your Social Security Benefits

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  1. Kentucky

If you live in Kentucky, you’ll be pleased to find out that once you retire and start receiving Social Security benefits, you’ll not be required to pay any Social Security income taxes. Other forms of income in retirement such as pension or401K are, however, subject to taxation if they exceed the total of $31,110 per person.

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  1. Maine

With a stable state tax and no taxes on Social Security income, life as a retiree in Maine doesn’t seem bad at all. The Pine Tree State does have a progressive personal income tax varying between 5.8% to 7.15%, depending on one’s income.

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  1. Maryland

Maryland is moderately tax-friendly toward retirees. The Old Line State levies personal income tax rates ranging from 2% to 5.75%, but the Social Security benefits are exempt from income tax. However, before you hop in your car and move to Maryland, you should know it is the only state in the country with an inheritance tax and an estate tax.

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19 thoughts on “26 States That Do Not Tax Your Social Security Benefits”

  1. Janice E. Prescott
    6
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    I think it’s double taxation. First we pay when we make the money, then we pay when we receive what we have paid into, and already been taxed on. I really don’t understand this process. The checks are so small anyway, but take out the God awful taxes, and you could almost make it on what you get. Don’t understand.

      1. Don, I lived in Massachusetts for a long time, and when I retired with my state pension, my Social Security was prorated on my pension and drastically cut, thanks, as you say, to Ronald Reagan.. I get a net check of $373/month. It’s been the same amount for five years, since my Medicare costs rise every year. It angers me greatly to think about this! Legislation to correct this abomination has lingered in Congress for years!

        1. 9
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          Taxes on Social Security was passed by the House of Representatives which had a Democrat majority.
          Check how government really works before you comment.

          1. The taxation of Social Security began in 1984 following passage of a set of Amendments in 1983, which were signed into law by President Reagan in April 1983. These amendments passed the Congress in 1983 on an overwhelmingly bi-partisan vote.

          2. Ronald Regan ran on the platform, ” no new taxes…” later , “read my lips, no new taxes “. So much for platform (lies) promises…..

  2. Verle R Eggleston

    Oklahoma also does not tax Social Security. The taxable portion of Social Security on the federal return is taken as a deduction in arriving at Oklahoma taxable income.

  3. Daniel D MacIsaac

    Used to think we lived in the best country in the world. Its sad to see so few impose their will on so many. At one time I could proclaim “this really is a wonderful place to live and bring up a family” without being canceled.
    Its like we can never do enough, as though we have not made significant gains in the past several decades.
    I fell like the abused child or spouse who keeps getting kicked no matter how hard they try.
    Its very difficult staying positive and moving forward with a positive attitude when you are considered enemy number 1 by 50% of the population. All we want is to be left alone to live our lives the way we see fit.
    Not looking for gratitude or validation just peace.

  4. 8
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    There are many more states than listed above that do not tax Social Security benefits as income. In fact, there are only 13 states that do consider Social Security benefits as taxable income.

  5. people you have to understand and that is SSI IS MONEY GIVEN TO YOU BUT IT IS NOT FUNDED BY OUR MONEY AND SSDI OR RETIREMENT ARE WHAT IS PUT IN BY US AND TAXED WHEN PUT IN AND SO IT IS CONSTANTLY BEING FUNDED.THE REASON YOU SEE AN OFFSET IN PAY IS WHEN THEY DEDUCT FUNDS IT IS CALLED A WINDFALL,MEANING THE SUPPLEMENT THEY PAY YOU IS TAKEN OUT OF YOUR CHECK SO THEY CAN PAYBACK THE UNFUNDED ACCOUNT WITH SSDI OR RETIREMENT FUNDS.COMMON SENSE IS YOU NEED A CONSTANT FLOW OF MONEY GOING THROUGH THE SYSTEM TO KEEP IT RUNNING AND NOT COMPLETELY IMPLODE AND CRASH.

  6. someone has to be double taxed in order to support the deplorables who refuse to work. The few working people in this country are taxed to death and it is not going to change.

  7. Robert Michael Heinrich

    You may have awakened some states like New Jersey and they will probably started developing a new tax bill already!

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